For most people, a mortgage will be the greatest financial commitment they will make during their lifetime. And with hundreds of lenders, and thousands of options, getting the right mortgage can make a big difference to your monthly payments. Whether you're a relatively straightfoward first-time buyer, worried you're overpaying on your current deal, or have more complex needs, we provide personalised, 1-2-1 advice, in plain English, covering the whole of the UK, whole of market.


Initial consultations are free. If you choose to go with our mortgage recommendation, we charge a flat fee of £199.

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First Time Buyer

If you are looking to buy your first home, your first stop should be a mortgage advisor with access to the whole of the mortgage market. At Greentree, we will demystify the whole mortgage process, from working out what you can afford, to finding a property, to picking up your keys. We can also advise on affordability schemes aimed at first-time buyers on lower incomes, such as Shared Ownership.

Moving Home/Next Purchase

Already own your own home? Looking to get a bigger property or downsize? We can help you understand what you can afford, and look at the benefits of moving lender, even if you’re tied into your existing mortgage deal or you need to borrow more money.


With access to the whole of the mortgage market, we have the ability to compare across thousands of deals. Whether the answer is staying with your existing lender or finding a more suitable deal elsewhere, we can do all of the hard work for you. Our clients re-mortgage for a variety of reasons – from debt consolidation, home improvements or simply to get a better rate. So whatever your circumstances, get in touch for a free consultation.

Buy to let

Building a property portfolio can be quite tricky at the best of times. Lenders base loans on rental income and credit history, rather than your personal income, and so things aren't as straightforward as when moving home. Whether you have an existing portfolio you'd like to re-mortgage or you want to take your first steps, we're can offer impartial, jargon-free advice, and the right buy-to-let mortgage to meet your ambitions.

Government schemes/Affordable homes

There are a number of different schemes available for buying your first home, moving up the housing ladder, or returning to home ownership. Whether you have a deposit or don't yet have any savings, we can help explore the options with you. We specialise in Shared Ownership mortgages in particular, which help provide a stepping stone from Generation Rent to owning your own place.

Self-Employed Buyers

Whether you're working in the gig-economy or run your own company, you’ve no doubt heard about it being more difficult for freelancers to get a mortgage. But with access the whole of market, we know there are many lenders who take a more enlightened approach. Proving your income can be a bit trickier than for salaried employees, but we can walk you through the process, and help you understand the lending criteria most banks and building societies use.


Commercial mortgages are a different kettle of fish from residential mortgages, with lenders requiring different information when making a decision on what to lend. Interest rates and arrangement fees are often higher than in the consumer market, so it's always important to speak to a range of lenders as there's a significant variance in how they view commercial properties. Commercial mortgage advice is offered by referral only.

Bridging Loans

Bridging loans can prove to be expensive but have their place in the housing market as a short-term fix, depending on your needs. If you are struggling to sell your existing property but have found the home of your dreams and would like to secure the property, then we are able to refer you to a master mortgage broker.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.