Before you even begin looking, it helps to know what you will be able to afford. Whether you've changed jobs, had a promotion, gone part time or self-employed, started a family, or seen your children fly the nest, things are different now.
Equally, things will have changed in the mortgage market, and while your mortgage deal may be portable, it may be possible to get a better deal than your current rate.
Whether you're looking to move before the expiry of your fixed-rate mortgage (and you're looking at early repayment charges), or you've already lapsed onto a standard variable rate, we can help you understand when the right time to move might be, and the various cost implications.
We'll endeavour to help you find a deal that is cheap enough to make up for any penalties, and take the pain out of making the switch.